EN 
ES 
Chile It’s one of those trips that, to make the most of it, requires extra planning compared to any other visit to a neighboring European country. This is the only way to fully enjoy the countless attractions it has to offer. If you’re considering a visit of a few days or weeks to this wonderful destination, you’ve probably already started looking at plane tickets, planning necessary stopovers, researching different types of accommodation, and organizing some of the trekking routes you’ve seen so many times on Instagram.
However, there is one aspect that we all tend to leave for last, but it can greatly impact the experience we have on our adventure: travel insurance. If you're used to traveling around Europe, you’ve probably never considered getting a policy for extra security during your trips. But if we have to travel all the way to Chile, a good travel insurance is key not only to cover any health-related expenses but also to protect you from flight delays or potential lost luggage. But, what should you look for when choosing the best travel insurance?
Medical attention: ensure your peace of mind
One of the coverages you need to carefully review is related to medical attention. The amount to be covered will largely depend on the number of days your trip lasts, but we recommend that the coverage be no less than €500,000 if you want peace of mind knowing that any unexpected event outside of our borders will be handled without issues.
In addition to hospitalization, your insurance should also cover the diagnostic tests., medications, and medical consultations. Remember that if you are planning to visit the northern part of the country or regions with a more extreme climate, it is also recommended that it covers tropical or altitude-related illnesses.
In many cases, you will need to have mobile data. to search for the nearest hospital or use the insurance company's app to get information on how to proceed if you need to visit a medical facility. To do this, remember before leaving Spain to get a Blink eSIM: with one, you'll have the convenience of staying connected without the need for a physical SIM card. With a flat rate of $3.5 per day, you’ll have the assurance of having internet connection at maximum speed whenever you need it, so you’ll never be left without communication.
Coverage for luggage issues
One of the most common problems travelers face is the loss or theft of luggage. An inconvenience that is even greater when considering that, to visit Chile, we’ve probably packed a lot of technical clothing to fully enjoy its natural landscapes.
Consider all those policies that cover you for a amount between €1,000 and €3,000. Although it may initially seem like too much, the reality is that if we’re looking at a trip lasting several weeks, this amount is the minimum we’ll need to remain comfortable for the rest of our adventure and continue the journey without issues.
Flight cancellations
Once we have ensured the coverage for illness, and for lost luggage, the next step is to protect ourselves from cancellations or flight delays. that could cause us to miss the rest of our connections. Keep in mind that to fully enjoy Chile, you may need to take several domestic flights.
Depending on the company you use to arrange the insurance, there will be different clauses to consider that may be more or less suited to your traveler profile. However, as a general rule, we recommend that you choose insurance that covers additional transportation or accommodation costs due to an estimated value of €300 per day..
Liability insurance and adventure sports
Any bike ride or incident with a rental vehicle can make us appreciate the importance of good liability insurance. This way, we’ll be protected against any legal claims where we may need to compensate for material or personal damages. A good amount could be around €40,000.
Finally, make sure that your policy does not exclude the accidents sustained during outdoor activities. or adventure sports. Keep in mind that Chile is a country that encourages participation in all kinds of outdoor activities, such as climbing, skiing, or diving. A basic insurance policy is likely to exclude all of the above in exchange for a lower fee, which is not advisable considering our destination.
Make sure to have these coverages to fully enjoy your experience in Chile.
By following these tips, you'll be able to enjoy an unforgettable trip and avoid the classic setbacks that we are all exposed to, which could ruin our adventure or budget. Remember to always have a good eSIM with data. at maximum speed, so you can manage anything from your smartphone and receive the money conveniently in your bank account.
